The groceries and food expenses

Unit 4 – Individual Project

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Assignment Overview

Type:Individual ProjectUnit:BudgetingDue Date:Wed,11/24/21Grading Type:NumericPoints Possible:125Points Earned:not availableDeliverable Length:See assignment detailsView objectives for this assignment

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Assignment Details

Assignment Description

Assignment Details

Rhonda Jones and her husband have a of $50,000 after taxes. Their mortgage payment is $1,284 per month. Their average utilities payment per month is $403. The groceries and food expenses average $506 per month. They have a car payment of $402 a month. Their medical insurance is $198 per month. Gas for the car averages $102 a month, and their car insurance is $246 a month. Other miscellaneous expenses are $206 a month.

, and submit it with this assignment. For this assignment, answer the following:

Write a short paper (200-300 words) answering the following questions.

• Do the Joness have a surplus or a deficit? If they have a surplus, suggest how they can use the extra money.
• Explain why it is important to have 3 to 6 months’ salary saved for an emergency fund.
• Explain the concept of paying yourself first.

Please submit your assignment.

For assistance with your assignment, please use your text, Web resources, and all course materials.

The Individual Project (IP) Grading Rubric is a scoring tool that represents the performance expectations for the IP. This Individual Project Grading Rubric is divided into components that provide a clear description of what should be included within each component of the IP. Its the roadmap that can help you in the development of your IP.

:Provided Suggestions for how to use the surplus.

35

Assignment-Specific:Articulated the concepts of emergency funds

35

Assignment-Specific:Explained the concept of “paying yourself first.”

30

Organization:Assignment presents information logically and is clearly relevant to discussion topic.

15

Professional Language:Assignment contains accurate grammar, spelling, and punctuation with few or no errors.

10

Total Points

125

Total Points Earned

Reference

Federal Trade Commission (FTC). (2012).Make a budget. Retrieved from https://www.consumer.ftc.gov/articles/pdf-1020-make-budget-worksheet.pdf

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